Temporary car insurance

Overbearing Expectations

Before we begin, I must stress that this tale is all concerning the USA. As we know the USA is way behind the UK in many fields including temporary car insurance! You can get an inkling of our very superior product at goldbend.com.

My first and only experience with temporary auto insurance began with an auto accident I had about two years ago. No one was hurt, and it was hardly serious. However, my insurance company somehow loopholed their way out of paying for my expenses. I was so angry I actually called up the person I had been in the wreck with and asked her who her insurance policy was with. After she told me, I immediately made up my mind to switch. However, because of the recent accident (and a few other unfair! unfair! parking tickets), they wanted a waiting period before they would fully cover me. I had to get a temporary insurance policy, because I sure as hell wasn't staying with my company after they backstabbed me.

I had no idea about how to go about choosing a temporary company. None of my friends knew; they had never had occasion to get one. So I just started calling up companies as I found them, usually at about 4 am on Channel 0 right after the informercial about the new carrot cutter you simply had to own.

My call to Company 1: "Hello, I'm looking for temporary insurance."
"Hablo espanol?"
"What? No, I only speak English."
*click*

My call to Company 2: "Hello, I'm looking for temporary insurance."
"Isn't that great."
"... Could you tell me a little bit about your different policies?"
"Are you serious? Ok, one doesn't cover your car. The other one doesn't cover your car or the other guy's car. Which one you want?"
"Let me get back to you."

My call to Company 3: "Hello, I'm looking for temporary insurance."
*Muffled shuffling*
"Hello?"
*More shuffling*
"Hello?"
"No, wait, wait! I have a script that I have to say and I lost it. Don't hang up! They'll fire me!"
*click*

My call to Company 4:

Are you kidding? There was no call to Company 4 or to any other company. I took the bus for 6 months.